Fund fixed investment:
The bank's "fixed investment" business is an internationally accepted fund financing method similar to the bank's zero deposit and lump sum withdrawal, and it is a financing method of purchasing a certain fund product at the same time interval and the same amount.
The biggest advantage of fixed investment is that it can average the investment cost, because the way of fixed investment is to buy a fixed amount of funds regularly no matter how the market fluctuates. When the net value of the fund rises, the number of stocks bought is small; When the net value of the fund goes down, buy more shares, that is, automatically form an investment method of lightening positions on rallies and overweight on dips.
Index fund is the first choice for fixed investment, because it is less interfered by human factors and only passively tracks the index. In the case of long-term economic growth, long-term fixed investment will inevitably get better returns. Active funds are greatly influenced by fund managers.
At present, the performance of active funds in China is not ideal in terms of sustainability. They often win the championship the year before and do badly the next year. Changing fund managers may also cause performance fluctuations. Therefore, if you hold it for a long time, it is better to choose an index fund. If there is a rebound, index funds should be the first choice.
Foreign experience shows that in the long run, index funds outperform most active equity funds and are one of the first choices for long-term investment. According to American market statistics, since 1978, the average performance of index funds has exceeded 70% of active funds.
Therefore, I suggest that you mainly invest in index funds, so that the income will be higher in the long run!
E Fund SSE 50 Fund is an enhanced index stock fund, and its investment style is a large-scale balanced stock. Funds are high-risk and high-return varieties, which conform to the risk-return characteristics of index funds.
The fund manager is not only the fund manager of SSE 50, but also the fund manager of index fund SZSE 100ETF. As the fund manager of index fund, he has strong index tracking ability and active management ability.
In the first quarterly report of 1 in 2008, the fund manager indicated that the 50-index fund will continuously optimize and upgrade its portfolio according to the judgment of market structure changes under the premise of strictly controlling the risk of deviation from the benchmark index, and strive to obtain investment income beyond the index and pursue long-term capital appreciation.