The daily income of 50,000 yuan invested in Yu 'ebao is about 4.9 yuan. Yu' ebao calculates the income like this. Transfer in on Monday, calculate interest on Tuesday, and interest will be displayed on the interface on Wednesday, which means you can't see your full interest until the third day after investment. Invest in Yu 'ebao as far as possible to avoid weekends and holidays, during which interest is not calculated. From Monday to Thursday, you can get the maximum income from investing in Yu 'ebao, and the interest will be calculated continuously in the future.

How much does Yu 'ebao deposit in a month?

The daily interest of Alipay Yu 'ebao is about 1 yuan, which is equivalent to the annual interest rate of 3.65%, which is higher than the bank's one-year term. The calculation formula is (Yu 'ebao/10000 * every 10,000 income of the fund company). For example, today's income of 10,000 yuan is 1. According to the formula, every day is 1 yuan, and a month is 30 days.

Yu 'ebao is a wealth management product. If it is regarded as an investment channel, it will stick to the conclusion that "investment is risky". Behind Yu 'ebao is the monetary fund of Tian Hong Fund. What is a money fund? To put it bluntly, it is to trade money as a commodity, gain benefits from it, give money to people in need and charge interest.

Let's look at the second risk, that is, the expected return is not achieved, but there is no risk of losing the principal. Yu 'ebao promotes the bank's current interest rate 14 times, with an annualized rate of return of more than 6%. Just want to ask if Yu' ebao can always have such a high rate of return? The person in charge of Yu 'ebao probably won't give you this package. The official of Yu 'ebao will also tell you that "past performance cannot predict its future performance". In other words, Yu 'ebao had a high rate of return before, but this does not mean that Yu 'ebao will always have such a high rate of return in the future.