All investment funds are losing money this year, because the stock market and bond market have fallen sharply, only by how much.
1. If the fund is sold, there will definitely be no dividend. Only the holder can enjoy the right to share dividends.
2. The most important thing is that the so-called fund dividends are actually divided into the left hand and the right hand. It is of little significance to fund investors and cannot bring about the growth of actual income. It's just that in order to cope with the risk of stock market adjustment, fund managers sometimes make profits on some stocks and convert some stock assets into cash. In other words, you still have so much money. After dividends, the net value decreases, the market value of the fund decreases, and the reduced part becomes cash.
Simply put, every fund with a net value of 1.5 yuan pays dividends to 0.5 yuan, and you have 1, 000. You have 500 yuan in your account, but the fund has a net value.
It also dropped to 1.00 yuan. What do you mean? Because dividends are divided into fund assets, assets will naturally decrease after distribution.
According to your situation, you should log on to the website of Bank of Communications Schroeder Fund and log on to your personal account. Log in with your ID card, and the last six digits of the initial password ID card will be used to query the fund to see what the current market value of the fund is.
/enter the account under the investor service for inquiry.
I don't know the price you bought. The bank lied to you when it said there was a cash dividend. Fund dividends must also meet many conditions. One of them is that the net value of the fund shall not be less than 1.00 yuan, nor shall it be less than 1.00 yuan after distribution. That is, only funds with 1 yuan or more are eligible for dividends. Your selection of Bank of Communications is less than that of 0.7 yuan, and you have to increase it by at least 50% to qualify for dividends. It is estimated that there will be hope in 2-3 years.
If you think it is risky, you can exchange it, just click on which one on your map to exchange it. But there is no doubt that it is a loss. Don't want to lose money, it will only consume energy. I saw if it could go up in two years. There is no need to continue to make a fixed investment, but there is no need to redeem it. Write down the things you bought before and talk about them later.