Screening idea: the principle of selecting the best among the best is adopted, and the income ranking of the fund in each time period is used as the assessment condition. Assuming that a fund has been among the best in the time dimensions such as its establishment, nearly 5 years, nearly 3 years, nearly 1 year, nearly 6 months, and bear market year, it can be considered as a relatively high-quality fund, and the more conditions it meets at the same time, the better.

Step one:

use

Since the beginning of this year, in the past 1 year, the cumulative increase in the past two years has been in the top 30.

Cumulative increase in the past three years, cumulative increase in the past five years, and cumulative increase in the top 30 10 years.

Fixed investment 1 year, fixed investment for 2 years, fixed investment for 3 years, fixed investment for 5 years before 30

"Improved version of rule 4433"

Four conditions: the fund initially screened out the finalists from thousands of funds;

Step two:

The shortlisted funds that have been established for more than 3 years and meet at least 2 of the 4 conditions at the same time are regarded as the first funds in the next screening stage;

Step 3:

By using the "fund comparison" function of Tian Tian Fund app, the final list of high-quality funds is obtained by comparing the scores of various high-level funds, and combining the income of the same period, the change of fund managers and the fund rating (starting from four stars) as the final basis.

Disassembly and screening process

Step 1: filter according to accumulated income.

Open Tian Tian Fund Network-select "Fund Ranking" on the homepage-select "User-defined Ranking", and set the filtering intervals in turn. Since the beginning of this year, nearly 1 year, nearly 2 years, nearly 3 years, nearly 10 year, after setting the interval, remember to change all × into purchasable √ (excluding graded B funds that ordinary investors can't buy), and click Query. Statistic the top 30 fund lists into Excel table (when both Class A and Class C of the same fund are listed at the same time, only Class A is selected), and use conditional format-duplicate value to get the selected fund list;

In the history of some foundations, due to huge redemption and other reasons, the increase in the net value of funds is abnormal, which is not caused by the normal return on investment of funds, and such funds should be excluded.

Step 2: Screening according to the fixed investment income.

The operation is similar to the previous step. Open the Tian Tian Fund Network-select the fund ranking on the homepage-select the fixed investment ranking, and set the screening conditions in turn. Income from fixed investment in the past 1 year, income from fixed investment in the past 2 years, income from fixed investment in the past 3 years and income from fixed investment in the past 5 years. After setting, remember to change all x to purchasable √, click Query to get the qualified fund ranking list, count the top 30 funds into Excel table, and use the conditional format-duplicate values; Get a list of the selected funds;

Step 3: Improve the screening according to rule 4433.

Open the Good Buy Fund Network-Select Tools-Select Funds Filter in the upper right corner of the homepage, and select 1/3 in recent years, nearly 2 years, nearly 3 years ago, 1/4 in nearly 3 months ago, 20 1/4 in nearly 6 months ago, and 20 1/4 in the previous year.

Interpretation of "Improved Version of Rule 4433"

Original:

The four-four-three-three screening rule is a fund selection method suggested by Professor Qiu Xianbi and Professor Li Cunxiu from the Institute of Finance and Finance of National Taiwan University.

The first "4" represents the selection of funds with one-year performance ranking before the same type of products 1/4; The second "4" represents the selection of funds whose performance has been ranked before the same type of products for two years, three years, five years and this year 1/4; The third "3" represents the selection of the fund whose performance in the past six months ranks before similar products 1/3; The fourth "3" represents the selection of funds with the performance ranking of 1/3 in the first three months.

Improved version:

Relying on the fund screening tool of Good Buy Fund Network, readers can more flexibly set the performance ranking percentage in recent 1 month, recent 3 months and recent 6 months, and can reduce the original performance from 1/4 to1/(the smaller the scope, the more radical it is), and add 20/kloc-at the same time. In short, compared with the original "4433" rule, using the method of senior brother can help you choose your target fund more flexibly and conveniently.

Step 4: Get the final candidate list through comprehensive screening.

In the Excel table obtained in the above four steps, funds with duplicate values in the conditional format are selected as senior funds. In addition, although some funds selected in step 1, 2 and 3 do not meet the conditions of repeated values, they have been established for more than 5 years, and the established star funds rated as five stars by Morningstar Fund can also be selected as senior funds.

Step 5: Select the best from the final candidate list.

Use the "fund comparison" function of Tian Tian Fund app to compare the scores of senior funds (the higher the score, the better, combined with the income of previous stages and the change of fund managers (preferably managed by one manager for a long time), fund rating (four-star start) and holder structure (the higher the proportion of institutions, the better) as the final inspection basis, and get the final list of selected ★ high-quality funds.