The elderly should choose products with low risk coefficient, safety, reliability and strong mobility. Such as bank wealth management products and money funds. Are all good choices. First of all, the choice of monetary fund is because the elderly are older and often get sick and go to the hospital, so the liquidity of funds is very important. Therefore, allocating some money funds can ensure abundant liquidity, low risk and stable income. Secondly, it can be matched with some short-term regular financial management and national debt, which has high security and stable income, but weak liquidity. The above configuration can generally meet the daily life and prudent investment needs of the elderly.
There are also some products on the platform of Xiaoman Wealth Management APP (formerly Baidu Wealth Management), including current and fixed bank deposits, which are paid within 500,000 yuan 100%. For example, the current product "Sanxiang Bank's current account", with an early withdrawal income of about 3.9%, can be accessed at any time, with interest on the same day, unlimited holidays, withdrawal on any natural day, real-time receipt on the same day, no trading day limit and no limit, and can also be paid attention to.
Specifically, you can search for "Du Xiaoman Financial APP" in the application market or pay attention to "Du Xiaoman Technology Service Number" for detailed product information. Investment is risky, and financial management needs to be cautious!