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Is it necessary to mix funds?
The fund is not a capital preservation product, so there is no guarantee that 100% will not lose money. But historically, the probability of making money by holding funds for a long time is very large. The hybrid fund bought by investors mainly invests in stocks, so won't it lose money if it is held for a long time? What do you need to do to make money?

First of all, what you need to know before answering this question is: Does the hybrid fund you bought have the potential to rise in the future? Whether it is half a year or a few years, we should choose funds that have potential, can outperform the broader market or outperform other types of funds. If such conditions are not met, it is likely to be held for a long time without making money.

Therefore, if you choose a hybrid fund, you must choose it according to some conditions, such as the size of the fund cannot be too small, and then what is the asset allocation ratio of this fund? Is the fund manager capable? These problems must be made clear when we choose the fund, so that we can have confidence in holding the fund for a long time.

The second factor that can guarantee whether you make money is whether you buy something well or not. Even a good fund, if you buy at a relatively high position, and just fell sharply. At this time, you are investing once, not in batches. At this time, if you hold this kind of hybrid investment fund, it is very difficult to make money without losing money.

Therefore, when we are considering buying a fund, we can't make a one-time investment, but we must think about a fixed investment. Fixed investment and fund are a natural pair. Because no one has the ability to buy at an absolute low level or an absolute high level, they can only reduce their transaction costs through fixed investment. Only in this way can we make money on long-term holding.

Investment and financial management mentality must be good. Don't sell it when it falls. If you buy a fund, do the above, and then learn to be friends with time, then you will definitely make money.