There are many kinds of bank wealth management products, including long-term products and short-term products. There are guaranteed and non-guaranteed types.

Fund fixed investment is a way to buy funds, and you can choose to deduct one day every month to buy fund products. (Fixed investment is also very flexible, you can cancel it, you can sell part of it, you can sell it all, you can continue to add positions, you can increase the amount of fixed investment, and so on). At present, there are more than 2,000 funds with different risks.

Finally, investors should choose according to their actual situation.

Funds can be bought on the same day and sold the next day, but there is a handling fee, while general bank wealth management products are not so flexible.

As for the income, neither banks nor funds will have a clear income guarantee.

The products that guarantee the principal will be guaranteed, but no one can guarantee the income.