The specific calculation method is as follows:

According to the general market trend, the annual return rate of long-term fixed investment funds is about 5- 10%.

The monthly investment in 500 yuan is calculated at an annual rate of return of 5%. After 20 years, the actual investment is 6.5438+0.2 million yuan, with a total capital of 208.8 1.5 yuan.

Calculated by the annual rate of return 10%, the total capital is 3780 15 yuan.

Fixed investment funds are also venture capital, and there is also the possibility of losing or earning.

All the above are calculated according to the theoretical rate of return, but how much can actually be achieved depends on the market trend and the operating ability of the fund.

Extended data:

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investors, it can be divided into bond funds, stock funds, money funds and hybrid funds.