A truth that friends who speculate in stocks know is that stocks are bought at a low point and sold at a high point, so that there is the greatest profit space. Then, for the citizens of our country, a low net fund value means cheap and affordable just like the stock price, and a high net fund value means expensive?

When I first came into contact with the fund, I was also preconceived that if the net value of the fund fell a little, it would be possible to buy at a low level in buy buy. As a result, I didn't expect these funds to keep falling. In fact, the lower the net value of the fund, the cheaper it is to buy the fund, and this kind of thing is not entirely true.

Let's take a look at the performance of a fund unit's net value in the past six months: from 20165438+10.5244 yuan on October 20, it fell to 0.4772 yuan yesterday, and the roller coaster ride for more than half a year has not stopped. Therefore, just looking at the net value, you can't know whether it is "bottom-hunting".

Since we choose a fund or stock, we are investing in its future income. At present, the unit net value of the fund is only a reflection of the historical performance of the fund and cannot represent its future performance. In the long run, the change of fund net value is also unpredictable, and it is possible to go higher or lower.

In short, when we buy a fund, we should consider the performance of the fund manager, the average performance of the fund and the holding target, regardless of the unit net value.