With the increase of people's income, more and more people begin to invest in funds. At first, we didn't know much about some rules of the fund. So when will the fund open and close? Let's collect the opening and closing times of 202 1 fund for everyone. How should a novice invest in a fund? I hope I can help you.
When will the fund open and close?
1 The opening time of the fund is 9: 30 every trading day, the closing time is 15: 00, and the middle time is1:30-1:00 for lunch break. Trading days refer to non-holiday Monday to Friday.
2 If investing in OTC funds, the net value of the funds shall be updated every trading day 15: 00. If you invest in OTC funds, the fund price will be updated in real time during trading hours.
The opening time of the fund is actually the opening and closing time of the stock exchange, because the basic assets of most funds are financial instruments such as stocks and bonds of the stock exchange, and the net value or price of the fund itself is determined by these financial instruments, so once the stock exchange closes, the fund will no longer fluctuate and the fund will be closed.
How should novices invest in funds
At first 1 it is recommended to invest with a small amount of money. We often say that we can't earn more wealth than we know. Since you don't know much about the fund, you can't make more money on it. If you invest too much money, you will lose your wealth.
Learning while investing in funds, the fund market is not static. With the change of time, different knowledge and experience will be produced. Therefore, it is necessary to focus on accumulating fund knowledge in the early stage, which is the simplest and lowest-cost way to enhance cognition.
Experience often trumps everything. For novice investors, the experience of investment funds is the most lacking and the most difficult to obtain.
The fund is only one of the objects of investment and financial management, and there is no need to spend all the money on the fund. Be sure to understand the asset allocation, including bank wealth management, deposits, bonds, stocks, gold and so on. Can be used as a choice for investment and financial management. Therefore, according to the financial needs and risk preferences, the fund should be purchased with an appropriate proportion of funds.
What should investors do with investment funds?
1 Have a certain understanding of the fund, and make clear the basic knowledge such as the concept, category and cost of the fund.
Choose products within your risk tolerance range, and don't let investment become a burden.
3 Select the type of fund to purchase. There are many good funds in the market, but they are not suitable for everyone. If prudent people buy volatile funds, they may be too anxious to make money. For example, this year, I bought a small-sized Guangfa, and Nuoan grew, but it rose all year round, but it fluctuated greatly in the middle, and some investors lost money because of this.
4 Long-term investment, fund investment needs a long-term process. If you decide to invest in a fund, the money you intend to invest in the fund can be invested for three years, five years or even longer.
What should novices pay attention to when buying funds?
1 Choose the right fund. If you have been exposed to stocks before and have a high risk tolerance and can withstand the fluctuations of stock funds, then you can consider hybrid funds, stock funds and index funds. If you have only bought wealth management before and have not been exposed to equity investment, it is more appropriate to choose money funds, wealth management funds and bond funds for the first time. When investing, you must be clear about your risk tolerance and know the upper limit of your investment ability. Don't try anything you don't know, are unfamiliar with, and have the risk of mismatch.
Choose the old one instead of the new one. Although the subscription fee of the new fund is lower than that of the old fund, it does not save much money on the platform of discounted subscription fee. On the contrary, it takes time for new funds to open positions, and there is no historical performance to refer to. The operation of the fund is completely unclear, unlike the old fund, which has a formed investment style and a historical performance with reference value. Whether a fund is good or not, the old fund is easy to judge, and the new fund is not clear at all.
3 insist on long-term investment. The difference between fund investment and stock is that it is a long-term investment, especially the fixed investment of the fund. The fixed investment of the fund is to use time to smooth risks and reduce the cost of holding positions. This investment method is more suitable for beginners. The fluctuation of funds is much smaller than that of stocks. If you can't insist on long-term investment, the investment fund can't see any obvious effect, so there is no need to waste time here.