Wechat is almost a necessary mobile phone software APP in our lives. Most people contact through WeChat, and there are many users. In addition to communication, WeChat can also manage money to buy funds, so many funds may have a headache, and how to calculate the handling fee. Today, we will use an example to teach you how to calculate the handling fee for buying funds in WeChat, hoping to help you.

We found a fund on WeChat Licaitong, which is called China Merchants CSI Liquor Index Fund. The redemption rate is 1.5% for 0 to 6 days, 0.5% for 7 to 364 days, and no redemption fee is required for more than 730 days.

Suppose: the redemption rate of China Merchants CSI Liquor Index Fund is 0.5% from 7th to 364th, and the net value of the fund on that day is 3 yuan. Xiao He is going to redeem 1 000 fund shares on the 30th day of holding the fund, so how to calculate the handling fee?

The calculation formula of fund selling fee is: redemption fee = redemption quantity * net value of fund share on T day * redemption rate, which can also be simply understood as total redemption amount * redemption rate.

Therefore, if the total redemption amount is 1000*3=300 yuan, the handling fee for selling the fund is 3000*0.5%= 150 yuan.

It can be seen that the handling fee for selling funds is still quite expensive. If it is held for less than 7 days, the handling fee of the fund will be more expensive. But if you hold it for more than 730 days, you don't need to redeem the fund, which is very cost-effective. In addition, it is worth noting that the fund is a high-risk investment behavior, and everyone should invest rationally and invest according to their own situation.