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Seniors, how is the fund income calculated specifically?
The specific income of the fund needs to be calculated according to the cost of holding the fund and the rise and fall of the fund during the holding period. For example, we spent 65,438+00,000 yuan to buy a fund, and the fund rose by 65,438+00% within one month after purchase. Then the specific income of the fund at this time is 10000 yuan multiplied by 10%, that is, the principal plus interest equals 165438+. Of course, this is the ideal state. Generally speaking, buying a fund requires a certain handling fee, which is generally 1.5%, but different funds have different handling fees.

If you buy in Alipay fund, there will be some preferential activities, which may be 0. 15%, and even some funds are bought for free. This part is the handling fee. If the holding fund is sold within 7 days, a handling fee of 1.5% will be charged, which will be deducted directly from the income, and the principal will be deducted if there is no income. The longer the holding time, the lower the selling cost. The other is the income of the fund itself, multiplied by the principal. The rate of return is positive and negative. At this time you need to see what your rate of return is.

Using the principal plus interest and subtracting the intermediate fee is the income that our fund can get. Generally speaking, this calculation method is relatively simple. The fund trading platform will help us calculate the profit and loss, which will be displayed every day, as long as it is within the normal trading day. Many times, we only need to look at these data to understand how our fund subscription is, how much we have lost or how much we have earned, which will be clearly displayed on these platforms.

Therefore, the income of the fund should be calculated according to two aspects, one is the handling fee, which needs to be deducted, and the other is the income of the fund itself, that is, multiplying the principal by the overall rise and fall of the fund during the holding period, and combining these two aspects, we can get the overall income from buying this fund. If you have questions, you can ask the customer service of the fund trading platform. Sometimes there are some handling fees when meeting. This different fund calculation is different, so it depends on the specific situation.