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Where does it stipulate that compulsory traffic insurance will pay proportional compensation regardless of liability?
According to Article 75 of the "Road Traffic Safety Law of the People's Republic of China"

Medical institutions shall promptly rescue persons injured in traffic accidents, and shall not delay treatment due to failure to pay rescue fees in a timely manner. If the vehicle involved in the accident participates in the compulsory motor vehicle third party liability insurance, the insurance company shall pay the rescue expenses within the liability limit.

If the rescue costs exceed the liability limit, if you fail to participate in the compulsory motor vehicle third party liability insurance or if you run away after a hit and run, the Road Traffic Accident Social Assistance Fund will advance part or all of the rescue costs, and the Road Traffic Accident Social Assistance The fund management institution has the right to recover compensation from the person responsible for the traffic accident.

Article 76

If a traffic accident involving a motor vehicle causes personal casualties or property losses, the insurance company shall compensate within the liability limit of the compulsory motor vehicle third party liability insurance. ; For the deficient part, the liability for compensation shall be borne in accordance with the following provisions:

(1) In the event of a traffic accident between motor vehicles, the party at fault shall bear the liability for compensation; if both parties are at fault, the party at fault shall bear the liability for compensation according to their respective fault Proportional sharing of responsibilities.

(2) If a traffic accident occurs between a motor vehicle and a non-motor vehicle driver or pedestrian, and the non-motor vehicle driver or pedestrian is not at fault, the motor vehicle party shall bear the liability for compensation; there is evidence to prove that the non-motor vehicle driver or pedestrian is not at fault. If the motor vehicle driver or pedestrian is at fault, the liability of the motor vehicle party shall be appropriately reduced according to the degree of fault; if the motor vehicle party is not at fault, the liability for compensation shall not exceed 10%.

Traffic accident losses are caused by non-motor vehicle drivers and pedestrians intentionally colliding with motor vehicles, and the motor vehicle party is not liable for compensation.

Article 77

If an accident occurs while a vehicle is traveling off-road, and the traffic management department of the public security organ receives a report, it shall handle it in accordance with the relevant provisions of this Law.

Extended information

According to Article 73 of the "Road Traffic Safety Law of the People's Republic of China"

The traffic management department of the public security organ shall, in accordance with the traffic Accident site inspection, inspection, investigation and relevant inspection and identification conclusions, and timely production of traffic accident identification documents as evidence for handling traffic accidents. The traffic accident determination letter shall state the basic facts, causes and responsibilities of the parties involved in the traffic accident, and shall be served to the parties concerned.

Article 74

For disputes over compensation for traffic accident damages, the parties may request mediation from the traffic management department of the public security organ, or may directly file a civil lawsuit with the People's Court.

If the parties fail to reach an agreement after mediation by the traffic management department of the public security organ or do not perform the mediation letter after it takes effect, the parties may file a civil lawsuit with the People's Court.