Funds can be divided into money funds, bond funds, stock funds, hybrid funds and other fund types according to different investment targets, and can be divided into class A funds, class B funds and class C funds according to different expenses. In the broad category of bond funds, funds can also be divided into Class A, Class B and Class C, so is it better to buy A or C for bond funds? Let's get to know each other.

Is it better for bond funds to buy A or C?

Judging from Class A bond funds, such funds have subscription fees and redemption fees. The subscription fee is calculated directly according to the subscription amount of the fund, and the redemption fee may decrease or even be zero with the extension of holding time, so Class A funds are more suitable for long-term holding. In the case of long-term holding, the investment cost of the fund can be reduced.

From the perspective of Class C bond funds, there is no subscription and redemption fee for such funds, but there is a sales service fee, which is accrued daily and deducted directly from the fund assets. The sales service fee of Class C funds will increase with the increase of fund holding time, so the longer such funds are held, the higher the investment cost, and Class C funds are more suitable for short-term investment.

In fact, investment funds should really consider the market situation and performance trend of the fund. Judging the choice of fund according to these factors is the reasonable way of fund investment. The biggest difference between Class A and Class C funds is only the difference in handling fees, and there is no absolute choice of which type of fund is better. Different types of funds are suitable for different investment situations.