Yes, we usually look at its valuation, whether it is the market or the stock. When it has gone up a lot, exceeding the estimated reasonable price, and is no longer cheap, cautious investors will seriously consider it.
What about the fund? The fund invests in stocks. Should the fund carefully consider whether to buy once the stock price rises beyond the estimated reasonable price?
Don't forget, money can be exchanged for stocks. That's what fund managers are here to do, selling stocks that have risen a lot above the reasonable price and buying other undervalued stocks with more room for growth.
The emergence of fixed investment in funds is to solve the problem of "chasing up and killing down" when we buy funds. At 6000, you are making a fixed investment, and at 3000, you are also making a fixed investment. How can it be said that it is chasing high?
We make fixed investment and treat market positions equally. Whether it is1600,3000 or 6000, our attitude towards fixed investment is 1000 yuan! All 1000 yuan! Both are 1000 yuan! Even if the timing of starting the fixed investment is different, the impact on the fixed investment is very limited.
Remember one sentence: "The best time to start a fixed investment is always now."
Secondly, when this market started to invest, was it chasing high? That's definitely not.
If "choosing a good fund" is the first step, then "holding" is something that needs long-term persistence. The above-mentioned new blue chips in China and Europe have kept their profits at "high points" in all three stages, which is a good proof.
If investors are worried that they can't "hold on" and are afraid that the market will rise and fall, they can also take the form of fixed fund investment and invest funds regularly to reduce their irrational investment behavior caused by short-term market fluctuations.
The fund is risky and needs to be cautious in investment. The above materials are not considered as any legal documents. The fund manager does not guarantee that the fund will be profitable, nor does it guarantee the minimum income. Investors should carefully read the relevant fund contracts, prospectus and other legal documents. Past performance does not predict its future performance.