Jingdong Finance 180-day term is a fund portfolio product provided by Guolian Securities and sold through Jingdong Financial Platform. For investors, investment and financial management is to protect capital first, and then to pursue high returns. The investment goal of the fund portfolio with fixed income 180 days is to pursue steady appreciation.
Fixed-income funds are the mainstay, fixed-term income 180-day fund portfolio allocation, supplemented by stock funds, and "risk control" will always be the first priority. The recommended shelf life of this product is 180 days. Investors can redeem in advance during the investment period, and can redeem or choose to continue holding after the expiration. The annualized yield of products with a history of 180 days is about 5%- 10%. Note that the historical annualized rate of return does not represent future income, so the historical annualized rate of return is for your reference only.
The investment mode of fund portfolio can effectively spread investment risks. However, due to the risk of cyclical fluctuations in the underlying investment target and the market, investors may also have short-term negative returns during the period of holding regular returns. Investors should not affect their investment judgment because of short-term losses or profits, and suggest holding them for a long time.
If you want to invest in funds to make money, investors still need to learn some basic knowledge about funds. First of all, we need to have a correct understanding of fund risk. Different types of funds have different risks. Investors need to buy funds suitable for their risk tolerance. If you don't have enough risk tolerance, you can buy a money fund or a bond fund.
Secondly, note that the new fund is not necessarily the best. Except for some new funds with distinctive features, old funds usually have more advantages than new funds. After all, the old fund can measure the management level of the fund manager through the previous business, while the new fund does not have much data as a reference, and its performance is very uncertain.
When investors buy funds, they will analyze and choose according to the historical performance of fund products and fund managers. For example, they choose a fund with a relatively high historical performance for three consecutive years. If the historical business is stable for a long time, then the future business is usually not too bad.
Investing in a single fund is risky, so you can spread the risk through the fund portfolio. There is also a fund portfolio product-regular income, and the investment goal of regular income is steady appreciation. Friends in need can also purchase regular income products through wealth management APP or wealth management app. Finally, remind everyone that financial management is risky and investment needs to be cautious.