From 20 16, 10 and 12, the transfer-in rules of Yu 'ebao will be fine-tuned. The newly transferred balance treasure can only be used for consumption or transferred to the balance (both are free), but it cannot be directly transferred to my bank card, and can be withdrawn after the balance is transferred. If it exceeds 20,000 yuan, the service fee will be charged at 0. 1%, with a minimum of 0.6544. The balance of Yu 'ebao purchased with the balance before 20 16, 10 and 12 is not affected, and it can still be transferred to any of my bank cards.