No, fund dividends will not make investors profit or loss. If investors are at a loss, they will lose money when they sell. If the investor is in a profitable state, it will be profitable to sell.

Fund dividend is to distribute a part of the net value of the fund to investors in the form of dividend. Fund dividend is to distribute part of investors' assets to investors, which will not produce actual profits and losses. T+ 1 transaction of the Fund will be redeemed on the trading day (trading time) and the share will be confirmed on the second trading day. After the share is confirmed, the funds will arrive in the account (the arrival time is generally 1-3 working days).