Is it possible to make money by holding the fund for five years?
If it is a money fund or a pure debt fund, there is a high probability of making money by holding the fund for five years. If it belongs to high-risk types such as stock funds, hybrid funds and index funds, it is not necessarily so.
Because the risk of such funds is relatively high, it is easy to lose money if you don't choose a good fund. If you choose a good fund, the probability of making money by holding the fund for five years is relatively high, and some good funds may double their income.
Will the fund lose money if it is held for 5 years?
If it is a money fund or a pure debt fund, the fund will basically not lose money for five years, and there is a great possibility of making money. If it belongs to high-risk types such as stock funds, hybrid funds and index funds, it may be a loss.
When investors buy funds, they should pay attention to take profits and not keep them. The purpose of buying a fund is to make money, not to say that the longer you save it, the higher the income. Some funds are bad, and the longer they may be kept, the more they will lose, so you must be cautious when buying funds.