Fixed investment fund (especially long-term fixed investment fund) is a financial management method to avoid market risks. There are two main ways to buy funds: one is through banks, and the other is through fund companies. (The premise of these two methods is that the fund can sign an agreement with the bank. ) Cartoons do not mean that online banking has been opened. You can ask the bank staff to open online banking for you, so that you can choose fund companies and funds through online banking. It is suggested to choose stock funds or index funds of well-known fund companies (Huaxia, Yifangda, Jiashi, etc.). ). Long-term fixed investment, compared with other types of funds (currency, bonds, comprehensive, etc. ) is a relatively high income. The handling fee is basically the same, and there is no need to test the rate (1%- 1.5%).

As for the degree of loss, funds with fixed investment will basically not lose money, especially long-term fixed investment (in the long run, the economy will go up, even if the stock market fluctuates frequently, the cost of funds with fixed investment will be balanced, and the highest cost will not always be chosen, and the corresponding risks will be reduced, and the income will definitely be there).

Finally, the fixed investment fund is the best financial management method for lazy people. Don't stare at it every day. After throwing it in, it's time to watch it later.