In fund products, the "maximum withdrawal" is used to measure the anti-risk ability of a private equity company's products, that is, what is the biggest decline of this private equity fund in a certain period of time? If the biggest decline is far less than the decline of Shanghai Stock Exchange Index or most similar private equity funds, it shows that the operating style of this private equity fund is relatively stable and its ability to resist risks is strong.
When buying private equity products, investors need to comprehensively consider some detailed indicators such as management team, historical performance, operation style, maximum exit, Sharp index, etc., and choose products that suit their own style and risk tolerance.
Extended data:
The withdrawal of funds means that the net value of funds has decreased compared with the previous period. Generally speaking, funds are losing money in a certain period of time. For the withdrawal of funds, we should know two things:
First, the withdrawal of funds is normal.
After all, the market fluctuates greatly, and the net value of the fund can't keep rising. It's not a time deposit investment. Funds are investment varieties with higher investment risk than time deposits, which can be divided into money funds, bond funds, partial stock funds and even stock funds. We generally talk about the withdrawal of fund net value, that is, the withdrawal of partial stock funds or even stock funds, because it fluctuates greatly.
Second, the role of capital return rate.
To measure whether a fund is excellent or not, in addition to performance, it often involves the maximum withdrawal rate of the fund to test the fund management team's ability to control the risk of market fluctuations.
Third, do you need to pay a handling fee for withdrawing funds?
Do not use short-and medium-term debt funds and money funds; Other funds charge different fees according to the holding time; There is no charge for withdrawing cash, but the funds will take up some time.
Cancellation application must be submitted before the trading day (T day) 15: 00. Your withdrawal will be transferred to your reserved bank account on T+2. Here, we must be clear that it can be redeemed before 15: 00 on the same day, and even if it is redeemed after 15: 00, there will be a handling fee.