1, fund selection ability

Fixed investment is operated by a professional financial management team, which has strong fund selection ability and low possibility of loss; Direct buying requires a strong ability to choose funds and buy funds at the right time.

2. Investment risk

The investment risk of the fund's fixed investment is relatively low, and a professional financial management team will be responsible for timely stop loss; When buying directly, if the market is not good and investors fail to stop loss in time, there may be losses.

3. Return on investment

The investment return of the fund's fixed investment is relatively stable and has strong ability to resist market fluctuations; The return on investment of direct purchase is related to market conditions. When the situation is good, the rate of return may be higher, otherwise, there may be losses.

Extended data

Investment principle of one-time investment

First, if you want to earn more, you must do your homework and master the market artery. Grasp the market by learning fundamentals and technical knowledge.

Second, the principle of buying is not to rise, to buy small, and to enter the market in batches. Don't just throw hundreds of thousands into it.

Third, if you buy a fund at one time, you need investors to buy a fund with undervalued value or good growth prospects at the right time, which requires investors to spend a lot of energy.

Generally speaking, it is not difficult to choose a good fund. There are many fund courses or analysis articles on the market now, which provide the selection and comparison methods of funds, as long as you spend some time and energy to understand them.

But it is very difficult to choose the right time. Everyone wants to copy the bottom, but no one knows what the real bottom is. The reality is that people often think they are copying the bottom, but in fact they often copy halfway up the mountain.

Fourth, know how to enter the market in batches and also know how to enter the market in batches. Because no one can really predict what is a high point and when is a low point. Therefore, it is better to enter the market in batches when buying and selling. Compared with batch entry, the philosophy of 1/2 can usually be set when selling, and it can be entered in 2-3 batches.