Stock investment needs strong professional knowledge and more funds, and investors need to invest more time and energy to study the company's fundamentals. If it is good to do long-term work, they need more time to watch the market every day if they do short messages. Many senior investors have not reached the professional level for decades, and it is also common for retail investors to lose money in the stock market, not to mention financial novices who know nothing.
Only tens of thousands of yuan in hand is not suitable for stock trading, and too little money can't spread the risk. So it is the safest and most reliable choice for financial novices. Investment funds have professional financial managers to manage their finances, which is very suitable for novices and ordinary people to invest together. It is no exaggeration to say that they are enjoying success. Financial novice investment can be allocated according to 30% to 40% of funds, and stocks and funds should be allocated according to 37% or 46%. It is enough to invest in one or two stocks, and it is better to be empty than to buy them indiscriminately.
In fact, funds also have stock funds. Although stock funds also have certain risks, compared with stocks, the risks can be ignored, and it is more secure to choose stock funds with professionals. If a financial novice wants to try it himself, he should know more about financial management before choosing an investment project. You can open a virtual account first. Virtual accounts, like real stock accounts, are suitable for beginners to learn and feel the atmosphere of the stock market in advance, but it is best to find an experienced senior investor to carry with you.