China's social security department strictly stipulates that medical insurance designated retail pharmacies are not allowed to sell food, cosmetics, daily necessities and other items to the insured, condoms are not covered by medical insurance, and condoms cannot be purchased with medical insurance cards. Medical insurance refers to social medical insurance. It is a social insurance system that meets the basic medical needs of the state and society according to laws and regulations when workers are sick.

Medical insurance has the characteristics of "low level and wide coverage". The payment is based on the expenses that most units and individuals can bear at a low level, covering all units and employees in cities and towns, and employees in different units can enjoy the rights of basic medical insurance. The insured can enjoy it for life after completing the payment period. Secondly, the basic medical insurance has the characteristics of "the burden of both parties and the combination of unified accounts"; Based on the principle of "balance of payments".

Personal account of medical insurance is a special account established according to the basic medical insurance policy, which is specially used to store the medical insurance premiums paid by the insured and the funds allocated by the employer according to a certain proportion, and record the medical consumption. The funds in the personal account are used to pay for the out-of-pocket part of medical treatment and medicine purchase.

Advantages of medical insurance: enjoy treatment according to unified standards. The same access conditions, the same fees, the same treatment, there is no difference between high and low. The employee's outpatient expenses can be deducted from his personal account and paid by the employee after deduction.

How effective is the correct use of condoms for contraception?

The contraceptive success rate of different condoms is different, because it has a certain relationship with the material and design of condoms. Common situations are as follows:

In the first case, condoms with relatively good materials are not used, and the design of condoms conforms to the mechanical principle. Under these two good conditions, the success rate of condom contraception is between 95-98%, which is only a statistical data and has no significance to individuals. This is because the success rate of condom contraception has a certain relationship with users, and it should be analyzed and discussed in combination with itself.

In the second case, if the condom material is poor or the condom design is not reasonable enough, even if it is used carefully, the success rate of contraception is relatively low, about 85-90%.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.