Common: central enterprises, foreign enterprises, technology companies that are not short of money, etc., five insurances and one gold refer to the collective name of several kinds of security benefits given to workers by employers, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, as well as housing accumulation fund.

In order to recruit all kinds of talents, the benefits of companies are getting better and better. For example, the five insurances and two golds, which are increasingly popularized now, refer to social security including basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and the two golds include housing accumulation fund and enterprise annuity. Of course, we will be a little excited about companies with such good benefits. Today, Hualv.com Xiaobian will take you to know which companies can have five insurances and two gold.

1. What company has five insurances and two golds

If your company has surpassed five insurances and one gold, congratulations, your company is good!

generally speaking, "five insurances and two gold" = five insurances and one gold+enterprise annuity; "six insurances and one gold" = five insurances and one gold+supplementary medical insurance

What is an enterprise annuity? In fact, local companies (mostly central enterprises) have reached an agreement with their employees. According to their salaries, employees pay 1% and the company pays 4% to form an annuity fund and enjoy the subsequent appreciation. In other words, a super-strong investment project with a return on investment of more than 4%.

supplementary medical insurance is relative to basic medical insurance, and it will be different in different regions and enterprises. Take Beijing for example, if you go to the hospital to see a doctor and get medicine, you can't do anything about spending part of the basic medical insurance below 1,5 yuan, and you can only rely on supplementary medical insurance to reimburse you.

Common: central enterprises, foreign enterprises, technology companies that are not short of money, etc.

Second, why do some companies have five insurances but not one gold

Five insurances and one gold refer to the collective name of several kinds of security benefits provided to workers by employers, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, as well as housing provident fund.

individual employees should pay the housing provident fund in accordance with the regulations. "Housing provident fund is a" payable "project, which is legally necessary, and paying it also shows that it is an obligation.

The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.

the long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid in accordance with the regulations continuously during their employment, and it shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund.

The housing accumulation fund is a personal housing savings fund specially used by employees for housing consumption expenditure, which has two characteristics: accumulation and specificity.

For many people who just come out to work and don't want to buy a house, they don't want to deduct part of their wages. So there is no gold.