If you have signed a contract with the relevant financial platform, which clearly stipulates that the principal and interest are guaranteed, but there are losses, then you can appeal to collect evidence and submit it to the court for judgment. But if it is only a verbal promise, it is difficult to win without evidence.

However, in China, wealth management products are not allowed to promise guaranteed capital and interest, because many wealth management platforms now claim that their products are guaranteed capital and interest in order to attract investors. Therefore, everyone must keep their eyes open when buying wealth management products, and don't fall into these traps. If you have signed a contract with the relevant financial platform, which clearly stipulates that the principal and interest are guaranteed, but there are losses, then you can appeal to collect evidence and submit it to the court for judgment. But if it is only a verbal promise, it is difficult to win without evidence. However, in China, wealth management products are not allowed to promise guaranteed capital and interest, because many wealth management platforms now claim that their products are guaranteed capital and interest in order to attract investors. Therefore, everyone must keep their eyes open when buying wealth management products, and don't fall into these traps.