1. Fund size: Generally, it is better to have a scale below 5-6 billion.
2. Latest net value: that is, the net value of the fund on that day. It is best to choose a fund with high or low net worth. First, it depends on the principal of individual investment funds; Second, it depends on the upward trend of the fund over a period of time; Third, it depends on the current market;
3. Fund's rate of return: Of course, it is better to choose a fund with high rate of return, but don't rush to make a decision for a fund with high rate of return in the short term.
4. Fund ranking: mainly refer to the ranking of Morningstar. Long-term top 10 funds are the first choice for subscription.
How to choose a good fund;
1, fund size: the fund size should be moderate. Not too big, otherwise it is difficult for fund managers to invest all their funds, nor too small, otherwise the relative performance benchmark of income will be lower, and even liquidation may occur;
2. Fund managers: The selection of fund managers needs to examine their past performance and working hours. The average annualized rate of return is above 15%, and those who have worked for more than 5 years are excellent fund managers;
3. Fund companies: Generally speaking, it is safer to choose a fund company with large scale and high reputation;
4. Fund type: Generally, you can choose a fund for long-term investment or a fund for short-term investment.
Six criteria for selecting funds:
The first is the fund manager. Excellent fund managers can smell the businessmen in the investment market and do their own thing for the appreciation of funds.
The second is the trend of fund net value, that is, the company that reflects the value of the fund. If the net value trend is good, then there is no problem with the investment of the fund.
The third is the investment ratio of funds. People understand the role of diversification, so they will spread their funds among some varieties with different risks.
The fourth is the variety of funds. Different types of funds have different risks and returns, mainly depending on how you choose.
The fifth is the investment target, which depends on the income target of others.
The sixth is the basic cost, which mainly depends on the management fee and redemption fee.
What are the taboos of speculating in funds?
1. Don't invest blindly. At present, there are many kinds of funds, so you must not choose blindly when investing. You must find a reasonable fund with low risk and relatively similar returns. This piece is more important and must not be sloppy.
You can't invest all at once. That is to tell everyone that in the process of super-proximity, you can't put all your money in one fund, even if the fund is stable and then make money, because once there is a problem, you will lose everything. This is the most taboo issue in fund speculation.
3. Risks can't be ignored. When investing, we must not blindly pursue higher returns, because the higher the returns, the greater the investment risk, which is very undesirable for speculative funds, and we must not excessively pursue profits.