Experts say that contemporary young people buy funds as milk tea, and now young people with money in their hands often choose to invest in funds or buy stocks when managing money. Young people should know that any kind of investment will have certain risks. The so-called buying a fund is not necessarily a steady profit. If you have some spare money, you might as well deposit it directly in the bank. Although the interest rate is relatively low, young people can feel a solid sense of security. Contemporary young people want to have some spare money in their hands, so that no matter what difficulties they encounter at home, they can be used as an emergency.

Contemporary young people's financial minds are not particularly flexible, especially for some middle-aged and elderly people who want to invest and manage their finances steadily. It is most practical to keep the money in your own hands, but for contemporary young people, they usually choose to invest in business or consider buying a house somewhere. In fact, in the past, many corporate buyers also tried their best to buy a house, because the increase in house prices was much higher than that of young people's wages.

But in fact, most contemporary young people don't have much spare money in their hands, because their spending power is much stronger. As long as there are no things that young people like and don't want to buy, contemporary young people are prone to overdraft, and credit card flowers are borrowed one after another. Once you can't limit consumption, it's futile to save money, because once you spend money lavishly, you have already enjoyed this superior living condition and don't want to suffer any more.

Young people should realize that although they can get a stable salary every month, it is safest to keep money in their hands during the three years of the epidemic. Don't make large investments, especially some physical stores, most of which are easy to close down. Because business is not particularly good in today's society, offline stores will be affected by online repression.