If the investment variety is a pawn, then the investment strategy is a strategist. Every investor needs to find the most suitable strategy and method according to his own style. There is no best investment strategy, only the most suitable one.

Index fund has always been a necessary type of fund investment. There are many investment strategies of index funds. Here are three most practical investment strategies, hoping to help you find the most suitable investment method for index funds.

First, the one-time purchase strategy.

This strategy is the most commonly used and the most common way for investors.

Especially when I first entered the market, I bought this platform in a fund, and some friends around me also bought the fund. In short, I want to buy a fund that I think is ok, and I am afraid of missing the opportunity to make money. There is no operational strategy at all.

The explanation is to buy a bunch of funds or buy this today and sell that tomorrow. In short, I can't make money. A very important prerequisite for choosing a one-time investment strategy is the timing of admission, that is, the timing.

But timing is the hardest part of investing. Of course, if you are sure that you are very sensitive to market changes, you can buy low and sell high, so give it a try. In the case of accurate timing, one-time investment is the most profitable investment method.

Second, the fixed investment strategy of the fund

Fixed investment is the most commonly used fund investment strategy.

Its logic lies in fixed investment, cost sharing and long-term stable income. The return logic of index funds and fund fixed investment is the same amount, and time changes space.

The fixed investment of the fund has many advantages, such as saving trouble and effort, dispersing risks, facilitating savings, and often obtaining long-term stable income. Especially for office workers, moonlight families and other people who want to save regularly and invest with long-term investment goals in the future, and have little time to study the market, it is a very suitable way.

Of course, the advantages of diversified investment in timing and quota are also its disadvantages. In a bull market, the return rate of fixed investment is not as high as that of one-time investment, but in a bear market, it can smooth the risk of market fluctuation and it is difficult to persist. In the domestic market, 80% investors insist on fixed investment for no more than two years.

Fixed investment takes a long time to accumulate. Investors with stable investment style will be more inclined to vote. If you are a radical investor, you may not be able to bear the loneliness of fixed investment.

III. 28 Strategy

28 strategy sounds more like an investment strategy. Specifically, 20% of the funds are allocated to volatile industries or theme index funds, and 80% of the positions are allocated to broad-based index funds.

Because the stock market has a 28-turn feature, that is, the market style will continue to switch between large-cap stocks and small-cap stocks and hold them in turn. Through the "28" strategy, the whole market can be allocated, and related index funds can be held regardless of the market style. This strategy is generally used to construct the fund portfolio of index funds and can be used in conjunction with the first two strategies.

The above is an analysis of several investment strategies. Investors can find the most suitable strategy according to their own investment style, so as to get better returns in long-term investment and make investment more interesting.