There are usually two ways to set the initial password for a housing provident fund account: one is 888888, and the other is to directly use the last six digits of your provident fund account number.

If your provident fund account number is related to an ID card, the initial query password is usually the last four digits of the ID card plus 00 (if the last digit of the ID card is X, it will be postponed one digit forward).

For example, a person with ID number 11010819000509123X has an initial password of 912300.

The housing provident fund is a compulsory, mutually supportive and supportive housing savings system that is applicable to employees of various enterprises and institutions such as state agencies, state-owned enterprises, and urban collective enterprises.

It is a long-term housing savings deposited jointly by individuals and units. It is owned by employees personally and is stored in a special account. It is used to meet employees’ housing consumption, such as purchasing, building or overhauling self-occupied housing, or paying rent.

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It is worth noting that the housing provident fund system is only applicable to urban employees and requires continuous contributions. It cannot be suspended unless there are special circumstances such as retirement, loss of working ability or household registration transfer.

For urban residents and retired employees, they do not implement the housing provident fund system.

In addition, enterprises, whether state-owned or private, are obliged to deposit housing provident funds for their employees.