1. If it is a first-home commercial loan, 30% minimum down payment is 300,000 yuan; If the area is less than 90 square meters, apply for provident fund loans, with a minimum down payment of 20% and 200,000 yuan;

2. If it is a second suite, the down payment of 60% is 600,000;

3, deed tax depends on the size of the area and whether it is the first suite, but also depends on the unit price of the area in the suite; If the unit price and interior area of the first suite meet the requirements, it will be charged according to the area standard (below 90 square meters 1%, 90- 144 square meters 1.5%, 144 square meters above 3%). If the unit price or interior area of the first suite exceeds the standard, it will be calculated at 3% regardless of the size.

4. There is also a maintenance fund calculated by area, generally 60-70 yuan/square;

5. There is also an application fee, which generally does not exceed 1 1,000 yuan.

The specific expenses can be answered in detail by consulting the sales department.

Good luck!

A Bin, a real estate agent, will answer your questions.