unreasonable.

The situation you mentioned does exist, and my friend once encountered it.

This is an interest protection measure reached between units due to bank loans or other relationship reasons between the building units.

Which bank to borrow from is determined by the lender based on his own convenience and needs, and individuals have a personal choice.

As for the prerequisites for buying funds, that is even more nonsense.

Typical tying phenomenon.

Loans mean we have no money, but buying funds means we have money.

Whether we have money or not, others don’t know but we ourselves should know.