Legal analysis: payment standard for participation in insurance: 1. Urban employees' participation in insurance: if the salary of the employee in the previous year is lower than 6% of the average salary of employees in full-caliber urban units, the monthly payment base is 6% of the average salary of employees in full-caliber urban units, and the actual salary is the payment base. The enterprise unit shall pay 6.9% of the payment base; Institutions and institutions shall pay 6.4% of the payment base; On-the-job employees pay according to 2% of the payment base, and retirees who meet the requirements of the state do not pay. To participate in the basic medical insurance for urban employees, you must participate in large-scale insurance: the payment standard is 12 yuan per person per year (the unit pays 6 yuan and the employee pays 6 yuan). 2. Flexible employees participate in insurance: Based on the average salary of employees in full-scale urban units in Baoding City in the previous year of 6%, you can choose to pay 8% or 5%. Before March 25th of each year, a large amount of medical insurance premium in 12 yuan shall be paid.

legal basis: social insurance law of the people's Republic of China

article 2 the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.

Article 17 If an individual who participates in the basic old-age insurance dies due to illness or non-work-related, his survivors can receive funeral subsidies and pensions; Those who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund. .

article 26 the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

article 28 medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.