Does the fund look at the performance trend or the net value estimate?
It is better for investors to enter the fund market to see the performance trend than to see the net value estimate, and it is more important to buy funds to see the performance than to see the net value. The performance trend is a smooth curve formed according to the ups and downs of the fund in the past every trading day. Investors can judge whether it is worth buying by looking at the performance trend of a fund before buying. Although historical performance does not represent future performance, the performance trend has certain reference significance.
Relative to the trend of fund performance, the net value estimation is that during the trading period, the fund sales platform estimates the rise and fall of the fund's net value on that day according to the quarterly or annual report released by the fund. Different fund sales platforms have different estimation methods, and the net value estimation of the same fund will be different at the same time. The estimation of net value is for reference only, subject to the actual net value announced by the fund company.
Therefore, taking the trend of fund performance as a reference, users do not need to look at the net value estimation, and investors choose the fund performance better. Moreover, users need to understand that the performance of the fund is not simply to see how much more, but to compare with the reference system of the fund. The performance of the fund depends on the type of fund, and the reference frame of different fund selection is different.
Generally speaking, both novice and veteran will refer to the performance trend of the fund when choosing the fund. The estimation of net worth is like the time-sharing trend of a stock's intraday trading, but because the fund has invested a lot of stocks and bonds and has not disclosed them in real time, the estimation is not accurate. When buying a fund, you should also pay attention to the risks you can bear. If you don't want to take risks, you can consider bank deposits.