One of the characteristics of the volatile market is that the debt base suddenly smells good again. Then at this time, there is another choice between the stock base and the debt base, that is fixed income+products! Bian Xiao sorted out the characteristics of fixed income funds here for your reference. I hope everyone will gain something in the reading process!
What are the characteristics of fixed income funds?
A major feature of fixed income+fund is to invest in both stocks and bonds. We don't have to make multiple-choice questions. The problem is: both!
What are the advantages of buying both stocks and bonds?
In fact, stocks and bonds belong to different kinds of assets. Stock returns are high, but they also fluctuate greatly. Bond volatility is small, but the corresponding yield will be lower.
Fixed income+fund can effectively disperse the fluctuation of a single asset, and avoid "putting eggs in one basket" by balancing two assets.
In the past five years, judging from the performance of Shanghai and Shenzhen 300 and China Securities Total Debt Index, there is a "seesaw effect" in stock bonds, except for a few extreme markets, there is rarely a situation of "rising together and falling together".
The meaning of fund
Funds can be divided into broad sense and narrow sense. Broadly speaking, they refer to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds, retirement funds and so on. In a narrow sense, they refer to funds with specific purposes and uses. Usually, funds mainly refer to securities investment funds. The income of securities investment funds comes from the future, and the performance of the income is inseparable from the performance of the investment target market, which has certain risks.
Past performance of fixed income funds
I also want to take you to this question from two angles.
First of all, from the volatility of fixed income+products, the partial debt hybrid fund index has achieved positive returns for nine consecutive years since 20 12, which can be said to have quite stable performance in different market environments.
Data source: wind, from 2012/1to 2021/31. The past increase of the index does not represent the future, nor does it represent the performance of the fund. Investment needs to be cautious.
Remarks: The partial debt hybrid fund index is the Wind partial debt hybrid fund index, and the sample is the fund belonging to the Wind plate-"partial debt hybrid"; Join the index sample three months after the establishment of the new fund.
Secondly, if you hold fixed income products for a long time, you may also get a good investment experience!
As can be seen from the data, if you randomly choose to buy the partial debt hybrid fund index in the last five years 1 trading day, and hold it for three months, six months and 1.6 1%, the probability of positive returns is 83.97% and 97.95% respectively!
In fact, this is the same as partial stock funds. As an asset that needs long-term investment, long-term holding will have a better investment experience than short-term holding!
Remarks: 1: The partial debt hybrid fund index is the Wind partial debt hybrid fund index, and the sample is the "partial debt hybrid" fund belonging to the Wind sector; Join the index sample three months after the establishment of the new fund.
Note 2: The average fluctuation is the arithmetic average fluctuation of the sample; A positive percentage is the proportion of the number of samples to the total number of samples.
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