Fund conversion can be divided into ordinary conversion and advanced conversion. Ordinary conversion can only convert other types of funds of the company, and advanced conversion is the conversion of products of different fund companies. Conversion fee = subscription price difference+redemption fee for fund transfer; Super conversion fee = transfer-out fund redemption fee+transfer-in fund subscription fee.
The main purpose of fund conversion is to save time for selling and buying new funds, so fund conversion does not necessarily save fees.
Extended data:
Fund conversion refers to the conversion of any open-end fund held by investors into other types of open-end funds of the company or funds of other companies, and the principal and income are converted at the same time.
Net fund purchase value:
T-day subscription of funds is calculated according to the net value of T-day, but T-day "the same day" is two different concepts.
T-day refers to the trading day of the fund, that is, Monday to Friday except weekends and legal holidays. The calculation of T-day is bounded by the closing time of the story, that is, the operation before trading day 15:00 can be regarded as T-day, and the operation after 15:00 can be regarded as T+ 1. The standard for determining the operation time is the payment completion time.
So many times, the purchase of funds is based on the net value of the day, but there are exceptions. For example:
If the payment is successful before February 30th (Monday) 1 or 15:00, the net value of the fund shall be calculated according to the net value on February 30th, 65438;
2. After Monday 15:00 on February 30th and before Tuesday 12 and 3 1, the net value of the fund shall be calculated according to the net value of 12 and 3 1;
3. If the payment is successful after 65438+February 3 1 (Tuesday) 15:00, the net value of the fund will be calculated as 65438+1 October 2, and New Year's Day 65438+ 10/is legal.
When is the net redemption value of the fund calculated?
The calculation method of fund redemption net value is similar to that of fund subscription. If the fund is sold on T-day, the fund company will calculate the net value on T-day.
For example, if the fund is redeemed after February 3 1 day (Tuesday) 15:00, the net redemption value of the fund is calculated as1October 2, and the redemption confirmation date is 65438+1October 3.
The above content about buying funds is calculated according to the net value of the day, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.
Calculation of fund redemption fee:
The calculation formula of fund redemption fee is: redemption fee = (fund share * fund unit net value) * redemption rate, so to calculate redemption fee, investors should know the redemption rate when redeeming. Generally speaking, the longer the holding time, the lower the redemption fee. If the holding time is less than 7 days, the redemption rate is not less than 1.5%.
For example, the handling fee for holding a fund within seven days is 1.5%, and the handling fee for holding a fund from seven days to 30 days is 0.5%. Suppose an investor holds 1 000 funds, and the net value after holding for six days is 1.5 yuan.
The redemption fee within 7 days is calculated according to the formula (1000 *1.5) *1.5%, and the redemption fee is 22.5%.
If it is redeemed within 7 days to 30 days, it will be calculated as (1000* 1.5)*0.5%, and 7.5 yuan handling fee will be charged.
Therefore, it is best for OTC fund investors to hold it for a long time. If they hold it for a short time and sell it, it is easy to pay a high redemption fee, and it is also easy to chase up and down.