Many people buy wealth management products and think of banks directly, but investors in stock trading know that there are many wealth management products on brokerage software. There are some differences between them, which are suitable for different types of investors. Let's take a look with Bian Xiao. The main differences between them are as follows: 1, the types of wealth management products are different, and the securities investment fund is the most common one for brokerage wealth management, and the income is relatively floating; Common bank wealth management products are fixed income products. 2. Different operability: many varieties of securities investment funds fluctuate greatly and are easy to redeem, thus giving customers greater autonomy, and investors can increase or decrease their positions according to their own understanding of the market; However, bank financing generally lacks maneuverability. 3. The benefits and risks are different: the potential benefits of financial management of securities firms are relatively high, but at the same time the potential risks are relatively large; Although there are some high-risk products in bank financing, overall, the risks and benefits are relatively low. The above is the difference between brokerage financing and bank financing. For both, we can make scientific and reasonable allocation, allocate the main funds to low-risk products, and then take out a small part to buy high-risk products.