1. The interest rate of deposits varies according to the term, such as current deposit, fixed deposit and lump sum withdrawal. Interest rates are very low at present. According to the investment direction of funds, the rate of return varies greatly. Generally, the yield of money funds is low, but it can also be higher than 1 year time deposit. Gold fund, stock fund, etc. It depends on market conditions and the level of fund managers.

2. Safety is actually the risk taken. The risk of deposit is very low. According to the different investment objects, the risks of the fund are also different.

3. Liquidity. The liquidity of time deposits is low. Funds are divided into open-end funds and closed-end funds. Open-end funds mainly look at the difference of redemption dates. Closed-end funds mainly rely on secondary market transactions to achieve liquidity, and in general, liquidity is higher than time deposits.

However, for more information, you can go to Miao Wei Finance and Business Education. The Central University of Finance and Economics and Miao Wei Finance and Business Education formally confirmed the project cooperation of the advanced seminar on financial investment and enterprise management. The two sides will jointly launch a new financial and business education course-an advanced seminar on financial investment and enterprise management. This course covers three majors: macroeconomics, finance and enterprise strategic management.