ICBC (cash treasure) is linked to ICBC Credit Suisse Monetary Fund, which is essentially low-risk. At least as far as Bian Xiao knows, ICBC currency has never experienced negative returns since its establishment.

Cash treasure only deposits and withdraws funds between investors' personal accounts and personal bank cards, and enters and exits the same card with closed loop operation, thus avoiding the possibility of funds being stolen. Generally speaking, the security of funds is still guaranteed, which is suitable for wage earners and financial novices to pursue low-risk and high-yield investment groups.