The net value of fund issuance is 1 yuan, and most of them have increased during the operation, so most of them are greater than 1 yuan. When the fund runs at a loss, the net value may fall below 1 yuan. The net value of the fund cannot be used as an absolute condition to evaluate the risk of the fund, nor does it mean that the risk is great if the net value is too high or too low.

Many "basic people" believe that the lower the net value of the fund, the greater the upside and the more secure the income. In fact, this conventional thinking has a great misunderstanding. The performance of the fund is closely related to the investment ability and risk control ability of the fund manager. At the same time, low-net-worth funds and high-net-worth funds face the same market conditions, and the future investment income of the fund depends entirely on the investment level of the fund manager, which has little to do with the current net value of the fund. There is no absolute relationship between the net value of the fund and whether it is easy to rise. When choosing a fund, investors should not only look at the current net value of the fund, but also pay attention to its historical operation performance.