Take Tian Tian Fund Network as an example. At present, there are mainly the following types of funds:
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1. Monetary fund: it will be received within 1-2 working days after redemption.
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2. Equity funds: 3-4 working days after redemption.
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3. Hybrid funds: 3-4 working days after redemption.
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4. Bond fund: 2-4 working days after redemption.
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5. Index fund: 3-4 working days after redemption.
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6.QDII index products: 8- 13 working days after redemption.
Of course, the time of each fund website is not absolutely the same, so it is recommended to ask the website customer service when encountering specific problems.
How many days does it take to get the money to the bank account when the fund is redeemed? According to the types of money funds purchased by wealth management users, the redemption time of funds will be different. Generally speaking, according to different fund types, the difference in arrival time is mainly manifested in: the money fund has the fastest arrival time,
Generally, money funds purchased online can arrive in 1 working day, stock funds and bond funds take 3 working days to arrive, and other QDII funds take longer to arrive.
Secondly, the arrival time of funds in different purchase channels is different.
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It's tricky to cancel the transaction.
Unlike traditional consignment sales, online fund transactions do not need to fill in a large number of documents, and can be applied for conveniently or cancelled before the application is confirmed. An application issued by an investor before 3 o'clock on T-day may be revoked before 3 o'clock on T-day. When the transaction is cancelled, the returned funds will be received in real time.
First of all, there are generally two situations in fund redemption. The current fund is inconsistent with its own investment style or has reached the expected investment income. We often say that fund investment should be long-term. Assuming that the original planned investment duration is 20 years, it does not mean that the fund investment will not be redeemed until the 20th year. It is possible that the bull market happened in the 10 year of fund investment, and the income in the past 10 year can be realized in the 10 year, so the fund can be redeemed in advance. However, there is another possibility. The fund has invested for 20 years, and it feels that even if there is no better way to invest the cash held by individuals, the investment period can be extended.
Therefore, when the fund is redeemed in batches, the fund will be converted into an investment product that is more in line with the personal investment style when the market position is high; In addition, step-by-step redemption can also reduce the impact of market fluctuation risk on investment. Redemption of funds should be planned in advance, and it is unwise to redeem funds in a bear market.
Secondly, there is no universal rule for fund redemption, which is similar to investors' understanding of risk. Some people think that the risk is whether to lose money forever, while others think that the risk is that the income is lower than personal expectations, so the charm of the fund is not exactly the same for different investors. Before redemption, you can ask yourself if there are any other better substitutes and measure whether it is the best investment plan to withdraw from the fund in the future. Assuming that the personal investment goal is annualized rate of return 10%, then sell it in batches after reaching the expected rate of return.
Funds can choose to sell when the valuation is relatively high. Take index funds as an example. Index funds track a batch of stocks, calculate the current price-earnings ratio and price-to-book ratio of the tracked index according to the stock weight, and sell the guaranteed income when the price-earnings ratio is obviously too high to exceed 40. At present, many websites will update the current valuation of the fund daily, such as undervaluation, moderate valuation or overvaluation. It is also a good choice to choose a fund valuation calculation method that conforms to personal investment style and choose the redemption time of the fund.
Look at the stock market and make a redemption.
Most funds are synchronized with the trend of the stock market. The stock market soared and the net value of the fund also rose. The stock market plummeted and the net value of the fund also declined. Therefore, as a citizen, it is a good skill to judge the top and bottom of the stock market, judge the overall trend of the stock market, and decide the timing of redemption according to these circumstances.
Look at the fund portfolio and decide whether to redeem it.
The fluctuation of fund net value is closely related to the stock market and the stock trend of fund portfolio. The top ten awkward stocks in the fund portfolio are the focus of our attention and research. If there are stocks that are about to plummet, it is time to redeem the fund; If the heavy stocks are concentrated in a Harbin industry, it is also the time to redeem the fund when there is a risk in this industry.
Every day, funds are redeemed to live treasures. It is normal for money to arrive in a few days, and the money fund will be redeemed on the same day and arrive in the next day; Equity funds will be redeemed in 3-5 days.
How many days does it take for online fund redemption to reach the bank account? It depends on what kind of fund you are doing. If it is currency, it will take 1 to 2 working days.
If it is a mixed bond or stock type, it usually takes 4 working days.
Take QDII fund (mainly investing in overseas markets) as an example, which generally takes 9 working days.
050009 funds can be redeemed in a few days, and stock funds can be redeemed in 3-5 days under normal circumstances.
How many days does it take to redeem the fund? Take Tian Tian Fund Network as an example. At present, there are mainly the following types of funds:
1. Monetary fund: it will be received within 1-2 working days after redemption;
2. Equity funds: 3-4 working days after redemption;
3. Hybrid funds: 3-4 working days after redemption;
4. Bond funds: 2-4 working days after redemption;
5. Index fund: 3-4 working days after redemption;
6.QDII index products: 8- 13 working days after redemption;
Of course, the time of each fund website is not absolutely the same, so I suggest you encounter specific problems or ask the website customer service.
How many days does it take for Everbright Bank to redeem the fund? Five working days is enough, and the fund has to invest for a long time to have good returns.
Everbright Securities Co., Ltd. (hereinafter referred to as "the company") is a national comprehensive joint-stock securities company invested and controlled by China Everbright (Group) Corporation, and it is one of the first three innovative pilot companies approved by China Securities Regulatory Commission.
Construction Bank, how many days does it take to redeem the fund, usually next week, 5 working days.
How many days does it take for BOC Live Treasure to be redeemed? Ordinary redemption? Ordinary redemption will arrive in three days, and T+0 quick redemption will arrive immediately.
260 103 it takes several days for the fund to be redeemed, and it is purchased directly through the fund company. The fastest payment generally takes T+2 days to arrive, and the supply and marketing channel takes 4-7 working days. If it is faster, it will usually take one working day less.