1. The money fund is fixed, and the income is calculated daily, and the income is converted into fund shares once a month. The net value of the money fund is 1 and will not change. 2. Bond fund dividends must first meet the following dividend conditions: 1 The fund's current year's income can make up for the previous year's losses before dividends can be paid; 2. After the distribution of fund income, the unit net value cannot be lower than the face value; (3) If the fund investment has a net loss in the current period, it cannot be distributed. On the premise of meeting the above dividend conditions, the fund prospectus or fund contract will generally stipulate how often to pay dividends. 3. Personal money funds use compound interest algorithm, but general money funds don't. Because the yield of money funds is very low, compound interest and non-compound interest are similar, and the yield of each money fund is different, but the yield of non-compound interest will be higher. The income of bond funds comes from the increase of fund net value.