-Adu
Text/Du Biwen (WeChat official account: buying a house knowledge)
With tens of millions of buildings, Ande Guangsha is a great refuge for all the poor in the world. Hello, everyone, this is the science of buying a house. I'm Du Biwen from Andrew Guangrui Real Estate.
Today, I will discuss a problem with you. What about buying a house in the name of a minor child? Let's explain the risks of buying a house with underage children through the dialogue between Xiao Yao and Du Ge. If you don't understand or have any other doubts about buying a house, you can leave a message at the back of the article, and our staff will help you answer it at the first time.
free and unfettered
Brother Du, I found that many friends and children around me started to prepare houses for them at such a young age.
Adu
Poor inheritance, although buying a house for children in this way can avoid the taxes and fees of the second transaction, but the risk is obvious!
free and unfettered
Yes, if you buy a house under your child's name, you don't have to wait for him to become an adult before transferring it to him, so there will be no deed tax or anything. What does risk obviously mean?
Adu
First of all, it's not worth it. /kloc-children under the age of 0/8 can only buy a house in full. As an investment, it is very uneconomical not to use leverage.
free and unfettered
Buying a house under age requires full payment. Are there any other risks?
Adu
If the unfortunate husband and wife divorce, the property registered in the child's name cannot be divided, even if both husband and wife contribute to the purchase.
free and unfettered
How did this house turn out?
Adu
It can only be managed by a guardian who has obtained custody. Property still belongs to the children.
free and unfettered
Can not be divided, managed by the guardian. This is a great loss.
Adu
You can't say that. After all, the child is still yours, not next door to Lao Wang.
free and unfettered
Haha, maybe. So if you want to sell a house in the name of a child, it's probably very troublesome, right?
Adu
Yes, parents can help underage children buy houses, but they can't sell houses in their children's names. According to the normal procedure, children 18 years old or older can only be sold with my consent.
free and unfettered
Children can't sell until they are 18 years old. Are there any special circumstances?
Adu
Yes, if you have to sell it, first confirm the qualification of the guardian and sign a letter of guarantee: the sale of the child's property is for the benefit of the child, such as the child's serious illness and other special circumstances. Parents are not allowed to sell their children's houses for cash.
free and unfettered
Pepe, if the child is seriously ill and other special circumstances, he can only sell the property under the name of a minor child, and the guardian qualification must be confirmed.
Adu
Yes, one more thing is quite worrying. If many years later, the child is unfilial and has a maintenance dispute with his parents, it is basically impossible for his parents to get back the house they bought.
free and unfettered
Lao Tie, this is a real concern. Although it is a reasonable choice to allocate a house for children in advance considering factors such as rising house prices in the future, these risks also exist. Finishing the problem of buying a house for underage children. Thank you, Du Ge, friends, have you learned?
Adu
You're welcome, Comrade Xiaoyao. If you really want to thank me, you may wish to share this practical "house-buying science" WeChat official account with your friends. I'm sure he/she will also thank you. Then I heard that there was a 1 praise at the end of the article, and Bian Xiao's salary could be increased by 50 cents. Thank you, I will also broadcast the knowledge of buying a house on Aauto faster every night. You can pay attention to my Aauto "Du Biwen" and I will accompany you on the way to buy a house.
This article is supported by "135 editor".
Wen | Du Biwen
Audit | Huang Zhifang
Evening | Zhou Chao
Assistant | Chen Shiliang
This article is supported by "135 editor".
Click to view previous articles.
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New house loan purchase process | Is next year the best time to buy a house? | Rent and buy at the same time, will the house price drop sharply?
Buying a house story | What are the five certificates? Be careful not to get the real estate license! ! | How to buy a house? Step 3: Choose a house.
How to choose a house? Be careful to buy tofu residue community! | How to buy a house? The second step is to choose the community.
How to choose a house? Be careful not to cross the door! ! | How to choose a house? The first step is to clarify the nature of the house!
(The above answers were published on 20 18-0 1-25. Please refer to the actual purchase policy. )
For more real estate information, policy interpretation and expert interpretation, click to view.