Some citizens will encounter some problems when buying and selling funds. For example, their fund account clearly has 100 yuan, but they can only sell more than 50 yuan when they redeem it. What happened? What is the reason? We have prepared relevant contents for your reference.

If the capital account has 100 yuan, when it is sold, it is only 50 yuan. In fact, this surpassing 50 yuan does not represent 50 yuan, but represents the net value of the fund. For example, if the net value of the fund is 2 yuan, buying 100 yuan is equivalent to buying 50 fund shares.

When looking at whether the fund is losing money, you can look at the accumulated income and holding income. If they are all positive, it means making money. Generally speaking, the fund sells its share at T+ 1, and when T+ 1 updates its net value, it can see the profit and loss. The fund has only one net value every day.

When buying a fund, you can refer to the past income of the fund. If the fund has been rising and has been rising for a while, you have made some gains. At this time, you should consider the redemption of the fund to prevent the fund from falling when the market is bad.

Then, if the fund keeps falling and falls more, you must learn to stop and redeem. Don't be reluctant, because when the fund continues to fall, it is thanks to one day to hesitate, so sometimes you should learn to act decisively. The risk of the fund is relatively large, so everyone must be cautious when buying it.