About social security transfer unit payment 12%. Whether the unit payment part is transferred has no influence on individuals. Because when calculating the pension, the unit contribution part will not be used. No matter whether the unit contribution is transferred or not, your retirement benefits are the same, and there is no loss to the individual. Then why do you want to transfer to the unit to contribute? The main reason is to consider the balance of fund income in all areas as a whole and understand the pressure of fund payment in the transferred areas, so it is necessary to transfer funds to pay fees. When transferring, it is not 12% of the company payment amount, but 12% of the company payment base! The unit payment is equal to the unit payment base multiplied by the payment ratio, and the general payment ratio is 20%, which is more than half of the transfer 12%. Never lose 88%.

legal ground

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.