The basic medical insurance fund pays the basic drugs, basic diagnosis and treatment items, medical service facilities and emergency and rescue medical expenses required by the insured. These expenses can only be paid by the overall fund if they are included in the basic medical insurance drug list and the diagnosis and treatment project list and meet the standards of medical service facilities.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.