After receiving the customer's instructions, the fund company needs to settle the funds, so it takes some time. Even if the same fund is sold in different banks, the redemption time will be different. Generally speaking, the redemption time of money funds is "T+ 1", and the redemption time of stock funds is generally "t+5" or "t+7". In addition, it is worth investors' attention that the T here refers to the redemption application submitted before 3 pm on weekdays. Redemption time is calculated according to working days. In case of Saturday and Sunday, the redemption time will be delayed.
So don't worry, fund companies won't go bankrupt so easily! !
Supplement: At present, the redemption time of stocks, bonds and allocation funds through bank channels is T+4.