I. Calculation of Wealth Management Income of Yu 'ebao
To calculate the income of Yu 'ebao, you need to know the income per 10,000 copies of the day, or the 7-day annualized rate of return. However, because the income of Yu 'ebao is floating, the income per 10,000 yuan per day will be different. However, the annualized income of Yu 'ebao has been hovering around 3%, reaching 3.5% when it is high, and only 2.5% and 2.6% when it is low. As for the income per ten thousand copies, it is generally around 0.7. Ant Financial, Yu 'ebao, a balance appreciation service and current fund management service product that provides balance appreciation service for Alipay and individual users, is connected with Tian Hong Fund.
First: banks. It is best to download mobile banking. Bank cards are widely used, but in recent years, the interest rate of one-year time deposit is basically around 2 points.
Second: Alipay is a good choice for all kinds of baby products, and Alipay is very flexible. Direct connection with bank card, high efficiency, and Alipay is selected for baby products.
Third: P2P network platform. If you want a high interest rate return, you can choose a P2P network platform. Lufax's big platform is very reliable, but the interest rate is slightly lower, with a maximum of 8 points. Of course, the security is very high;
The interest rate of less well-known users is basically 10.
Fourth: stocks. Because young people have less funds and low risk tolerance, they may be less exposed to stocks. It is suggested that individuals invest in stocks as an investment and financial management tool after work.
To sum up, it is not recommended to put all your money in the same place for financial management and deposit. You can save it separately or in installments, so you must invest and manage your money on a formal and reasonable platform.