Mode of fund operation:
Closed-end funds, belonging to trust funds, refer to investment funds whose scale has been determined before issuance, fixed within a certain period after issuance and traded in the securities market.
The English name of Hedge Fund is Hedge Fund, which means "risk hedge fund". It originated in America in the early 1950s. At that time, its operation purpose was to use financial derivatives such as futures and options to buy and sell related stocks, and the risk hedging operation skills could avoid and resolve investment risks to a certain extent.
QDII is the abbreviation of qualified domestic institutional investor. It is a securities investment fund established in a country and approved by the relevant departments of that country to engage in securities business such as stocks and bonds in overseas securities markets.
ETF is the abbreviation of exchange traded fund, which is translated into "transactional open index fund" in Chinese, also known as exchange traded fund.
Warrant fund: This kind of fund mainly invests in warrants. Because warrants have the characteristics of high leverage and high risk, the fluctuation range of such funds is greater than that of equity funds.
Contract fund, also known as unit trust fund, refers to a fund management company jointly funded by specialized investment institutions (banks and enterprises). As the principal, the fund management company and the trustee jointly issue the beneficiary certificate-"fund share holding certificate" to raise social idle funds.
Balanced fund refers to a fund whose investment goal is not only to obtain the current income, but also to pursue the long-term appreciation of the fund assets, and to disperse the funds into stocks and bonds to ensure the safety and profitability of the funds.
Balanced funds can be roughly divided into two types: one is a balanced fund of stocks and bonds, that is, the fund manager will adjust the allocation ratio of stocks and bonds in time according to market changes. When the fund manager is optimistic about the stock market, he will increase the position of the stock, and when he thinks that the stock market may be adjusted, he will increase the allocation of bonds accordingly.
Corporate fund, also called * * * mutual fund, means that the fund itself is a company limited by shares, and the company raises funds by issuing shares or beneficiary certificates. When an investor buys a company's stock, he becomes a shareholder of the company, receives dividends or bonuses with the stock, and shares the income from the investment.
Insurance fund refers to a special fund set up to compensate for economic losses caused by accidents or economic needs caused by personal injury or loss of work ability.
Trust fund, also known as investment fund, is a collective investment model of "income * * * risk * * *": it refers to the way of collecting unequal funds of most investors who are uncertain in society through contracts or company issuing fund coupons (such as income coupons, fund shares, fund shares, etc.), forming a certain scale of trust assets, and handing them over to specialized investment institutions for diversified investment according to the principle of asset portfolio.
Investment funds Generally speaking, funds mainly invest in large-cap blue-chip stocks, and when calculating the Shanghai Composite Index, large-cap blue-chip stocks also account for a great weight, so the decline and rise of funds are generally related to the decline and rise of the Shanghai Composite Index.
Stock fund is an investment fund with stocks as the investment object, and it is the main type of investment fund. The main function of stock funds is to concentrate the small investments of mass investors into large funds. Investing in different stock portfolios is the main institutional investor in the stock market.
Money market funds refer to funds that invest in short-term securities in the money market. The assets of the Fund are mainly invested in short-term monetary instruments, such as treasury bills, commercial paper, bank time deposit certificates, government short-term bonds, corporate bonds and other short-term securities.
Bond funds, as the name implies, are * * * mutual funds with bonds as their main investment targets. In addition to bonds, they can also invest in financial bonds, repurchase bonds, time deposits, short-term bills and so on. Most of them are issued in the form of open-end funds, which are legally tax-saving. Most domestic bond funds tend to be income-oriented bond funds, mainly to obtain stable interest, so the income generally shows steady growth.
Real estate funds, futures and options funds that specialize in investing in futures and options, gold funds that specialize in investing in the gold market, and industrial funds that specialize in investing in industry. For us fund investment novices, there are few investment opportunities in these funds. Let's start with the most common funds.
Overseas fund: a fund that invests in overseas markets. Generally, it refers to the hedge fund products registered and operated by mainland investment teams overseas, China, the Mainland and Hongkong. The investment scope of these products is to invest in China, Hongkong and even the global market. In addition to stocks, investment targets can also involve various derivatives and foreign exchange.