Nowadays, consumer finance companies are becoming more and more popular, and many people pay attention to the loan products of consumer finance companies. Some people are very interested in Yin Bei's consumer finance, so they ask Yin Bei how to handle fixed-term loans. Here, tell everyone what you know.

First of all, you need to know what conditions are required to apply for the exclusive term loan of Yin Bei Consumer Finance. The specific application conditions are:

1. The borrower's ID card must be 18 years old or above, and he is not a student at school;

2. Have a higher degree of education or a better job, and be a doctoral student in a national regular college, a nationally recognized doctoral degree winner at home and abroad, a postdoctoral or high-quality enterprise employee recognized by the China Postdoctoral Science Foundation.

3. Have a certain income and strong repayment ability;

4. Personal credit is good, and there is no serious dishonesty in the credit record of the central bank;

The locations are Beijing, Shanghai, Shenzhen, Nanjing and Shijiazhuang.

The above are the basic application conditions for high-quality enterprise employees. It is not difficult to see that the application threshold for Yin Bei's consumer finance to enjoy term loans is relatively high.

Specific treatment process

1. APPly for a loan through Yin Bei Consumer Finance official website or Mobile App;

2. Waiting for everyone's loan application for approval when Yin Bei's consumer finance enjoys privileges;

3. Waiting for the staff of Yin Bei Consumer Finance to arrange a telephone audit for everyone;

Everyone can get a loan after the telephone audit.

Through the above, I introduced how to handle the term loan of Yin Bei consumer finance. Generally speaking, the application threshold of exclusive time loans for consumer finance in Yin Bei is relatively high, but the handling process is relatively simple.